Crypto Long & Short: Why real-world assets need fixed-rate loans onchain

Crypto Long & Short: Why real-world assets need fixed-rate loans onchain

Özet: Kripto piyasasında önemli gelişmeler yaşanıyor.

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Happy Wednesday, This is your institutional newsletter, Crypto Long & Short.

This week: …and if you’re looking for more institutional insights: ETF Central’s Trackinsight Global ETF Survey 2026, produced with Calamos Investments and S&P Dow Jones Indices, finds nearly 7 in 10 professional investors are reassessing their ETF holdings.

Plus, CoinDesk’s latest Digital Assets Quarterly Report is out now.

– Kim Klemballa by Peter Gaffney, co-founder, O2O Capital Partners Fixed-rate lending is the clearest growth lever for real-world assets (RWAs) in decentralized finance (DeFi).

It unlocks a strategy that credit desks have run for decades but DeFi has never meaningfully implemented: buy a quality income asset, borrow against it at a locked rate below the asset’s yield and buy more of the asset.

Stablecoins are steadily sitting around $300 billion in supply and aggregate vault assets are nearing the $20 billion milestone.

Morpho alone carries more than $16 billion in deposits, most of it in variable-rate markets priced on pool utilization, which serve crypto-native traders who manage liquid positions in real time but leave longer-dated borrowers with uncertainty.

Analiz: Piyasa hareketliliği devam ediyor.